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The Basics of Life and Non-Life Insurance

Life and Non-Life Insurance: A Short Explanation

Life insurance

A financial safety net that protects your loved ones in case of your passing. It pays a death benefit to your beneficiaries, helping them manage financial burdens and maintain stability. Some life insurance policies also build cash value over time, offering additional flexibility.

Non-life insurance

Financial protection against various unexpected events that can damage your property, health, or cause liability. This can include car accidents (auto insurance), property damage (homeowners insurance), accidents while traveling (travel insurance), illness or medical expenses (health insurance . . .

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